• Small Groups

    10-99 Employees

    This is a very delicate and sensitive market segment where few carriers have figured out. We can bind with individual medical questionnaires or artificial intelligence and/or a combination of both. There is not one way!

  • Small to Mid Size Groups

    100-200 Employees

    This market segment is very similar to the small groups. The biggest challenge is binding the quoted rates, but we are able to use artificial intelligence and individual medical questionnaires to best assist these groups.

  • Mid Size Groups

    200-500 Employees

    Whether your company has 200 employees or 500 employees, our partners will use artificial intelligence to bind or individual medical questionnaires on certain individuals to best assist you with coverage.

  • Large Groups

    500 + Employees

    Larger employers with more than 500 employees are generally pretty standard to work through. The data is typically available to bind stop loss coverage. 2 to 5 year rate guarantees available in this space .